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4 Ways to Spring-Clean Your Finances
For many, spring means opening windows, sweeping the dust out, and rotating wardrobes. While you’re freshening up your home, consider ways to also tidy up your finances. Consider these four strategies to help you spring-clean your...
Read MoreWomen & Retirement Planning: A Unique and Valuable Perspective
When it comes to retirement planning, women often bring a unique and meaningful perspective to financial decision‑making. Many women are natural planners — balancing competing priorities, thinking long‑term about family and community,...
Read MoreHow Rising Gasoline Prices Affect Consumers and Households
How Rising Gasoline Prices Affect Consumers and HouseholdsThe bottom line first: Rising gasoline prices are a burden for consumers and will likely contribute to higher headline inflation. However, history shows that both the economy...
Read MoreSpecial Update on Recent Market Volatility
Market VolatilityA special edition, quick video on current market headlines from TruMix Advisors
Read MoreSpecial Update: Iran and Long-Term Investing
Special Update: Iran and Long-Term InvestingThe bottom line first: the U.S. and Israeli strikes on Iran represent an important geopolitical development. However, history shows that investors who maintain diversified portfolios aligned...
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Lucky Finances: St. Patrick's Day Money Tips for a Wealthier You
St. Patrick's Day is the one day each year when everyone's a little bit Irish, green beer flows freely, and folks hunt for four-leaf clovers and pots of gold. But why leave your financial future up to luck when you can create your own?...
Read MoreA Path to Serenity and Smart Money Choices
In today's fast-paced world, financial stress has become a part of life for some. The anxiety and pressure associated with money matters can create a vicious cycle, affecting both mental and physical health. However, there may be a...
Read MoreWhen The GPS Reroutes: Finding Your Way Through Financial Change
Sometimes life feels like a road trip—and then suddenly, your GPS reroutes. Maybe you’ve changed jobs, lost one, or your benefits took an unexpected turn. Whatever the cause, your financial landscape looks different now, and it’s...
Read MoreWill Financial Advisors Be Needed in the Future?
As AI continues to advance, there have been topics on how necessary advisors will be in the future. Below is our take on AI, robo-advisors, and the future of financial advice. Technological Trends Robo-advisors are automated tools...
Read MoreAre Financial Advisors Worth It
What Financial Advisors Do? The purpose of a financial advisor is to help guide you through your financial journey. Personal finance has multiple elements: budgeting, savings, retirement, giving, tax savings, funding major life events...
Read MoreWhat Will You Do With Your Bonus?
While many of us have been conditioned to expect a regular bonus from work or some other gift of money, either from living relatives or through an estate, there is still a thrill when circumstances drop a large sum of money into your...
Read MorePersonal Finance Calendar
January - Get Ready for a Brand New YearWrite down the major financial events you anticipate in the next few years. That will help guide a discussion about whether your portfolio reflects your short- and long-term goals.Update your...
Read MoreBe Careful When Using AI for Tax Projections
Recently, we helped a client run a precise calculation of what they would owe for their 2026 federal and state income taxes. The goal was simple: withhold the correct amount from their paychecks this year to improve cash flow and avoid...
Read MoreWhy Orthopedic Surgeons Shouldn’t Perform Financial Surgery on Themselves
In the O.R., you are the authority. You understand that a successful outcome isn’t just about the first incision; it’s about the pre-op templating, the surgical precision, and the post-op rehabilitation. You also know that you can’t be...
Read MoreScientists Develop Plastic that Dissolves in Seawater
Scientists in Japan have developed a plastic that dissolves in seawater. Experts say the new material breaks down quickly in around two to three hours, depending on its thickness and size. Many existing biodegradable plastics aren't...
Read MoreHow Will Working Affect Social Security Benefits?
In a recent survey, 75% of current workers stated they plan to work for pay after retiring.1 That possibility raises an interesting question: how will working affect Social Security benefits? The answer to that question requires an...
Read MoreHow to Keep Your Home Cool in Extreme Heat
This summer’s first extreme heat wave in North America—the result of a heat dome that has settled over the U.S. Midwest and Northeast—is causing tens of millions of people to swelter in record-breaking temperatures and humidity. As the...
Read MoreChanging Unhealthy Behaviors
Most Americans know the fundamentals of good health: exercise, proper diet, sufficient sleep, regular check-ups, and no smoking or excessive alcohol. Yet, despite this knowledge, changing existing behaviors can be difficult. Look no...
Read MoreRebalancing Your Portfolio
Everyone loves a winner. If an investment is successful, most people naturally want to stick with it. But is that the best approach? It may sound counterintuitive, but it may be possible to have too much of a good thing. Over time, the...
Read MoreThe Business Cycle
What has upswings and downturns, troughs, peaks, and plateaus? Though such terms could easily describe a roller coaster ride, they are also commonly used to describe the business cycle. The business cycle – also known as the economic...
Read MoreThe Science of Happiness at Work: How Positive Psychology Can Increase Productivity
Whether virtually or in the office, people spend the majority of their waking hours at work. Many employers ask, “How can positive psychology be used to increase productivity in the workplace?” And the answer is happiness. Successful...
Read MoreNew Contact Lenses Give Users Super-Vision to See Infrared Light
Infrared technology Within the spectrum of electromagnetic radiation that reaches Earth, humans are only able to see a narrow range of wavelengths, called visible light. Now, however, a team of neuroscientists and materials scientists...
Read MorePay Yourself First
Each month, you settle down to pay bills. You pay your mortgage lender. You pay the electric company. You pay the trash collector. But do you pay yourself? One of the most basic tenets of sound investing involves the simple habit of...
Read MoreThe Financial Literacy Crisis
Financial confidence starts with financial knowledge Imagine driving a car without a basic understanding of the rules of the road or even how to operate it. Scary thought. Here’s another scary circumstance – one that is all too real....
Read MoreThe Discovery of 866 New Marine Species
The discovery of 866 new marine species The Nippon Foundation-Nekton Ocean Census, the world’s largest collaborative effort to accelerate the discovery of marine life, announced the discovery of 866 new marine species. This is a...
Read MoreBuilding Your Legacy: A Four Step Framework
Carve your name on hearts, not tombstones. A legacy is etched into the minds of others and the stories they share about you.Shannon L. Alder The desire to leave a legacy may be the height of altruism for it is a gift to the future, the...
Read MoreHow Insurance Deductibles Work
An insurance deductible is the amount you, the insured, pay before any claim is paid by your insurance carrier. Depending upon the type of insurance, a policy may set the amount of deductible, or offer you the ability to select a...
Read MoreDo Your Kids Know the Value of a Silver Spoon?
You taught them how to read and how to ride a bike, but have you taught your children how to manage money? The average debt for student borrowers is $38,375. And 10.3% of new graduates will default within the first three years of...
Read MoreCan't Ditch the Desk? 5 Ways to Stay Active at Work
It’s no secret that moving more and sitting less is the trick to better health. But being active throughout the day is easier said than done — especially if you work at a sedentary job requiring you to sit or be inactive. American...
Read MoreA Decision Not Made is Still a Decision
Whether through inertia or trepidation, investors who put off important investment decisions might consider the admonition offered by motivational speaker Brian Tracy, "Almost any decision is better than no decision at all." This...
Read More5 Ways to Spring Clean Your Brain
Spring always feels like such a time of renewal and awakening. People often use it as a reason to “spring clean” their homes—to tidy up and make things feel fresh and new. Reorganizing all your closets, cupboards, and drawers can help...
Read MoreFiling Final Tax Returns for the Deceased
When a family member passes away, there are many decisions that need to be made and vast emotions to navigate. The last thing anyone thinks about is taxes. Unfortunately, even the deceased can’t escape taxation. If the departed family...
Read MoreHow To Be A Better Person: 16 Expert-Backed Methods For Self-Improvement
Self-improvement may feel like a vague concept, but there are actually plenty of things you can do to be a better you
Read MoreIf You Keep Giving Up On Your Goals Try This Strategy
You start a new project after having an amazing idea—and then reality hits. Your initial results feel miles away from perfect. So, you do what many of us do: you pull back, start to doubt yourself, abandon the idea, and maybe even...
Read MoreInvesting With Your Heart
Some individuals believe that return on investment shouldn't be the only criterion for how they invest their money. For them, the social impact of investing is just as important – perhaps more important. The history of socially...
Read MoreScreen Fatigue is Real: Experts Share Tips to Find Relief
Digital screens are pervasive, not only at work but in our homes, schools and shops. An estimated 104 million Americans of working age spend more than seven hours a day in front of screens, according to the American Optometric...
Read MoreThe Power of Unlearning: The Science of Changing Your Mind
In today’s rapidly evolving business landscape, the ability to rethink and adapt isn’t just helpful—it’s crucial for success. However, many organizations find this challenging, which can hinder innovation and growth. When someone is...
Read MoreA Taxing Story: Capital Gains and Losses
Chris Rock once remarked, “You don’t pay taxes – they take taxes.” That applies not only to income but also to capital gains. When someone sells an investment for an amount greater than their purchase price, the result is a capital...
Read MoreHow Will the Economy React to AI?
Artificial intelligence (AI) tools are already becoming a part of our everyday lives. Debates are ongoing about how it will infiltrate individual industries. Governments are working to understand AI and determining how to regulate...
Read MorePositive Thinking: Stop Negative Self-Talk to Reduce Stress
Is your glass half-empty or half-full? How you answer this age-old question about positive thinking may reflect your outlook on life, your attitude toward yourself, and whether you're optimistic or pessimistic — and it may even affect...
Read More6 Financially Smart Ways to Start 2025
Revisiting your finances at the start of a new year may not seem as exciting as making other resolutions, such as exercising more, eating healthier or taking steps to reduce stress in your life, but your financial wellness is often...
Read MoreThe Ancient Origins of New Year's Resolutions And How The Tradition Has Changed
Near the end of every year, the prospect of rising from the fog of holiday hustle, bustle, and feasts to contemplate how to do better next year is welcomed by many, ignored by some and resented by others. The practice of making New...
Read MoreA Home Insurance Claim: To File Or Not To File
Insurance is designed to protect you against financial loss. But is it really meant to protect you from any and all financial loss? When it comes to filing a loss claim on your home insurance, there may be times when not filing may be...
Read MoreHow To Keep Working When You're Just Not Feeling It
Motivating yourself is hard. We seem to have a natural aversion to persistent effort that no amount of caffeine or inspirational posters can fix. But effective self-motivation is one of the main things that distinguishes high-achieving...
Read MoreCould AI Help Save The Planet? Here Are Four Ways It Already Has
AI is having a moment. The media is full of it, tech bros have made squillions out of it, and politicians are falling over themselves to pretend they understand it – and know what to do about it. Scary stories abound, but there’s a...
Read MoreA Checklist for When a Spouse or Parent Passes
When you lose a spouse, partner, or parent, the grief can be overwhelming. In the midst of that grief, life goes on. There are arrangements to be made, things to be taken care of – and in recognition of this reality, here is a...
Read MoreWhat's New For Social Security
Whether you’re applying for Social Security in the future or currently receiving benefits, there are some important changes to earnings limits, Medicare premiums, and other differences to keep in mind. Ready to learn more? Read on....
Read MoreInflation and Your Money
"If the current annual inflation rate is 3 percent, why do my bills seem like they're 10 percent higher than last year?" Many of us ask ourselves that question, and it illustrates the importance of understanding how inflation is...
Read MoreA Penny Saved is Two Pennies Earned
The famous saying from Poor Richard’s Almanack is frequently misquoted. It was published by founder Benjamin Franklin in 1737: “A penny saved is two pence clear.” Finding ways to manage expenses is one of the cornerstones of a sound...
Read MoreMedicare's Popular Gym Program: SilverSneakers!
Once you turn 65, the world of Medicare opens to you, and you also gain access to its offshoot supplemental programs. You likely know about Part A, Part B, Medicare Advantage, and other sections, but you may not know about the senior...
Read MoreThe New York City Marathon: Puts the Growing Business of Run Clubs in the Spotlight
The New York City Marathon is the largest in the world, and a bucket-list item for many runners. The 26.2-mile run through all five boroughs of New York City is a unique and exhilarating way to see the city, while millions of people...
Read MoreSteve Jobs Swore the by 10-Minute Rule, Modern Neuroscience is Discovering He Was Right
Say you're facing a difficult problem at work, and even though you've been sitting at your desk for the last 10 minutes straining your brain to think of a solution, you're still coming up blank. What do you do?If you happened to be...
Read MoreA Self-Care Checklist For Leaders
Despite the momentous rise in media attention given to care, resilience, and well-being since the pandemic began, many of us struggle to implement self-care practices. We know — from research, experience, and anecdotal evidence — that...
Read MoreNeuroscience Holds the Secrets to Good Decision-Making
Chances are, someone at some point has told you to "Follow your gut" or "Listen to your gut." Maybe they asked, "What does your gut say?" The term "gut" is used to bring life to our intuition, wisdom, emotional centers, or whatever you...
Read MoreDifficult Conversations: A Challenge Or A Threat?
Difficult conversations can be tough. Although it may feel more comfortable to avoid them, sometimes they are inventible. A new study explains how approaching difficult conversations as a challenge instead of a threat may be a more...
Read MoreNeuroscience Holds the Secrets to Good Decision-Making
Chances are, someone at some point has told you to "Follow your gut" or "Listen to your gut." Maybe they asked, "What does your gut say?" The term "gut" is used to bring life to our intuition, wisdom, emotional centers, or whatever you...
Read More9 Facts About Social Security
Social Security has been a fact of retirement life ever since it was established in 1935. Here are nine things that might surprise you: The Social Security trust fund is huge. It was $2.8 trillion at the end of 2022.1 Most workers are...
Read MoreHow Income Tax Works
Taxpayers and businesses together spend an estimated 6.5 billion hours a year complying with tax-filing requirements, which is worth $364 billion in economic value.1 As complex as the details of taxes can be, the income tax process is...
Read MoreProtect Your Home From Allergens
If you or a loved one suffers from allergies, you know how significantly allergy symptoms can impact your everyday life. Help make your home a haven and protect it from irritating allergens by following a few helpful tips: Keep your...
Read MoreIndustry Champions and Their Lifecycles
Currently, the top 10 US companies, including tech giants like Apple and Microsoft, make up nearly one-third of the major US stock market index - the S&P 500. However, will their reign at the top last? If history is any indication, the...
Read MoreTax Deductions You Won't Believe
While Americans are entitled to take every legitimate deduction to manage their taxes, the Internal Revenue Service (IRS) places limits on your creativity. Here are some examples of deductions from the IRS that were permitted and some...
Read MoreWho are the Top Financial Advisors?
We may be biased in this, however, these are the qualities we believe make a top financial advisor: Fee-only: When looking for a financial advisor, we encourage talking with a fee-only, fiduciary financial advisor. "Fee-only" means...
Read MoreThe "F" Word (Fiduciaries)
What is a Fiduciary? A fiduciary is a term for a financial advisor who legally must act in the best interest of the individual/party they serve. When exploring the financial advising space, there are specific certifications that...
Read MoreHow do Financial Advisors Make Money?
There are three ways financial advisors get paid: fee-only, fee-based, and commissions. Understanding the difference could change who you trust with your money.
Read MoreThe Pickleball Generation
Those of us fortunate to live long and productive lives will likely face a turning point: a time to retire. "Retirement," however, can be a loaded word. For some, it brings a sense of elation -- What challenges lie ahead? What will I...
Read MoreNavigating the New World of Tipping
What are the new rules for tipping? Businesses that never seemed to ask for a tip before — like grocery stores, self-checkout machines, and fast-food restaurants — are now asking for one these days. While some of our experts say much...
Read MoreMonthly Memberships: Are you sending money down the drain?
In the last few years, our society has become accustomed to many subscription services. Whereas in the old days, if you had a few magazines or newspapers stacked up, you might not pay to continue your service. Today’s subscriptions...
Read MoreAI Translating The ABC's of Whales
Sperm whales employ a system of communication much more sophisticated than previously believed, researchers revealed recently, using the equivalent of a phonetic alphabet that varies depending on context. The new study analyzed nearly...
Read MoreHow an Allostatic Approach Can Help You Find Stability in a Crazy World
The Greek philosopher Heraclitus taught that you can’t step into the same river twice: you aren’t the same person at each visit, and the water is ever flowing. It is a powerful way to represent the reality of impermanence: everything...
Read MoreIRA Withdrawals that Escape the 10% Tax Penalty
The reason withdrawals from a Traditional Individual Retirement Account (IRA) prior to age 59½ are generally subject to a 10% tax penalty is that policymakers wanted to create a disincentive to use these savings for anything other than...
Read MoreFeel Better Live More Podcast: Happiness & Longevity
Lessons From The World’s Longest Scientific Study of Happiness | Robert Waldinger and Marc Schulz Did you know that loneliness increases our risk of death in comparable ways to smoking or obesity? Many of us may understand this on an...
Read MoreSolo 401(k) FAQs
How do you put money aside for retirement when you’re self-employed? One approach to consider is a Solo 401(k). If you work for yourself, a Solo 401(k) may help you reduce your taxable income while you put away money for retirement....
Read MoreInsurance Prices Soar
Insurance Premium Increase Sticker Shock! A 29% increase! Not what I expected! Like many people, my home and auto insurance policy renewal has come and gone without much fanfare in my adult life. I have a great independent broker who I...
Read MoreThe Power of Meditation for Enhanced Productivity
Talent is important, but it's not enough for success. To truly succeed, you must channel your talent into productive actions. This is where productivity and concentration come into play, crucial skills for high performers. Meditation...
Read MoreHealthy Living DHA For Brain Health
The Crucial Role of DHA in Brain Health Brain health is closely linked to proper nutrition. While plant-based diets are praised for their cognitive benefits, certain nutrients essential for brain health, like docosahexaenoic acid (DHA)...
Read MoreTurn Your RMDs into Charitable Donations
If you dream of your financial legacy leaving a lasting impact on the world, there's a way you can make a difference. You can use your Required Minimum Distribution (RMD) to make charitable donations, a strategy that could benefit both...
Read MoreFood Shrinkflation
The post-pandemic inflation peak has significantly impacted American wallets, particularly in the realm of food prices.
Read MoreFive Ways to "Feed" Your Muscles
One of the best ways to support optimal muscle mass and bone density is to focus on building and maintaining lean muscle tissue through daily habits.
Read MoreLessons on Achieving Your Dreams: From Women Who Did
Sophia Danenberg never had the ambition to climb Everest before she did it. She was a mountaineer for five years, preparing to climb a different mountain until someone presented the idea to try Everest.
Read MoreCan You Trust Your Eyes? How to Spot AI Images
As the 2024 campaign season begins, AI image generators have become powerful tools, able to generate photorealistic images.
Read MoreCombating Fraud: Four Tips to Stay Safe
You might receive phone calls from individuals claiming to represent a company or an organization, asking for your personal information. This is a common method used by fraudsters.
Read MoreDitch the Resolutions: Four Steps to Create Habits that Stick
Research suggests that around 80% of people abandon their resolutions within the first few months of the year.
Read MoreWhat's happening with Cryptocurrency?
Buckle up, crypto-curious folks! Bitcoin is on a rocket ride, surging over 70% since October, thanks to a major boost from the SEC.
Read More"Shaking Off" Economic Downturn: The Taylor Swift Effect
Time's Person of the Year, Taylor Swift, is shaking off economic downturns and hitting high notes not just on stage but in the U.S. economy, too.
Read MoreUnsung Heroes
In January 2015, Lauren Passell slipped and fell on an icy New York City street, completely breaking her hip. She says one of the people who came up to help her changed her life.
Read MoreIRS Releases 2024 Tax Brackets, Retirement Contribution Limits
The Internal Revenue Service recently released updated income tax brackets, standard deduction, and retirement contribution limits for the 2024 tax year.
Read MoreMarket Update- 12/04/2023
Stocks move higher, inflation eases, and history of election years.
Read MoreBe The Master Of Your Happiness
Simple, profound truths are the realm of this Buddhist nun. Her message? The gift of happiness truly lies within our own hearts and minds.
Read MoreWill Middle East Tensions Push Rates Higher?
The Fed’s ongoing pledge of “higher interest rates for longer” has rattled financial markets and raised the cost of everything from mortgages to credit cards.
Read MoreHaving a "Fixed" vs "Growth" Mindset
Carol Dweck studies human motivation. She spends her days diving into why people succeed (or don’t) and what’s within our control to foster success. Her theory of the two mindsets - fixed and growth- and the difference they make in outcomes
Read MoreKwane Stewart: The Crucial Relationship Between Dogs and the Unhoused
Growing up, Kwane was bullied for being biracial, which gave him empathy for those treated as 'less than' by society. And just like he found solace in his pets when he was young, he found so do the unhoused.
Read MoreMind Matters: Tips To Nurture Your Mental Health
Mental illness is considered the leading cause of disability in the United States, so it is important to know there are also more resources to help manage your mental health than ever before.
Read MoreSupplementing Smart
Nearly half of Americans take a daily multivitamin, but is it necessary?
Read MoreThe Power of Introverts
Susan Cain argues that introverts are often misunderstood and undervalued in our society. In her popular TED Talk, she shares her own experiences as an introvert and provides research that shows that introverts have unique strengths.
Read MoreDoes Patience Prevent Progress?
Is there ever a point where patience prevents progress?
Read MoreWhy The Fed Can't Figure Out The Jobs Market
As the Fed continues its fight against inflation, one of the more challenging parts of the economy is gauging what's happening in the jobs market.
Read MoreThe Limits to Writing Your Own Life Story
What if the story you're telling yourself now is limiting you from reaching your fullest potential in the future?
Read MoreWhy Sleep Is Your Superpower
Sleep is your life-support system and Mother Nature's best effort yet at immortality, says sleep scientist Matt Walker. Here are three big reasons why sleep is so powerful:
Read MoreStudent Loan Payments to Resume in October
The U.S. Department of Education has officially announced that student loan payments will resume in October, ending the three-year-long pause that was implemented due to the pandemic.
Read MoreFed Hits Pause Button on Rate Hikes...For Now
Jerome Powell skipped an interest rate hike at the Fed’s June meeting, but the market isn’t buying what the Fed Chair is selling about what’s next with short-term rates.
Read MoreOvercome Procrastination
In our fast-paced world, it's easy to feel overwhelmed by the myriad of responsibilities that weigh us down. When overwhelmed, it can be challenging to regain a sense of balance and clarity...which may lead to procrastination.
Read MoreStacey Interviewed on Poised for Exit Podcast
Our very own Stacey Stelter was interviewed on the Poised For Exit Podcast, where she shared about her path from elementary school teacher to co-founder of GTS Financial.
Read MoreMarket Snapshot - 06/07/2023
The United States government finally reached an agreement to raise the debt ceiling.
Read MoreThe Fed Raises Rates. Again.
Powell delivered on the promise he made in March to increase rates last month. At the most recent Fed meeting in May, they increased the short-term rates by 0.25%, just as the financial markets expected. No surprise.
Read MorePracticing Gratitude
We love when clients share how they are inspired to express gratitude through little reminders like this one. Read on for few quick tips to get started today and practice gratitude in your own life.
Read MoreMy AI Travel Agent
Read for a quick anecdotal story on how Tyler used AI as a travel agent to plan an upcoming trip and why you may be talking with AI programs in the not-so-distant future.
Read MoreHow Stacey Got Her Teenage Son to Clean His Room
If the concepts spoken about by Admiral McRaven can get a teenage boy to make his bed, just imagine the possible impact it could have in your life! Click below to watch.
Read MoreManaging Your Cash - Optimizing Your Bank Deposits In Light Of Recent Bank Failures.
When Silicon Valley Bank (SVB) failed in March, it grabbed a lot of news headlines. Now, as the crisis at that bank fades into the background, many people are understandably still left wondering: Is my money safe where it is?
Read MoreMarket Snapshot - 05/04/2023
It was a very busy week of earnings reports, but none more important than those from the Big Tech names.
Read MoreTwo Delicious Juicing Recipes
Juicing is a fantastic way to add extra fruits and veggies to your diet.
Read MoreThe Four Agreements
The Four Agreements: A Practical Guide to Personal Freedom is a self-help book by Don Miguel Ruiz that presents practical steps and tools to help readers achieve personal freedom, happiness, and fulfillment.
Read MoreWhat are Polyphenols?
If you’ve researched whole foods much, you’ve likely come across the term “polyphenols.” But what are polyphenols, and why are they important?
Read MoreA Snapshot of the US Dollar Index
Predicting the direction of the dollar, or any currency, can be a daunting task, even for professionals who specialize in it. One thing we can provide is some context.
Read MoreFeeling Stressed? Zoom Out.
When stress or anxiety overwhelms you, consider trying one of these 5 tools for zooming out, and you may find that are able to deal with the situation more productively and (perhaps) creatively.
Read More"How Much Vitamin G Do You Get "?
What's the secret to live to a healthy 100? No one knows for certain, but who better to learn from, than those who do it?
Read MoreMarket Snapshot - 2/8/2923
Market rally continues, rates hike again, and possible signs of the phase ahead.
Read MoreE-Waste Not, Want Not
Before you dispose of your old electronics, read below on the three R's of sustainability to do your part for the planet.
Read MoreNew Year, New Passwords
2023 is here! As you set your intentions for the year ahead, we recommend you include a solid password cleanup as part of your plan to make this your best and brightest yet.
Read MoreNew Retirement Contribution Limits for 2023
The Internal Revenue Service (IRS) has released new limits for certain retirement accounts for the coming year. After months of high inflation and financial uncertainty, some of these cost-of-living-based adjustments have reached...
Read MoreWhat Can You Learn from Bamboo?
Everyone looks for the miracle moment – the moment when success happens. The problem is … there is no miracle moment. If you want to understand success, you can’t focus on what’s visible.
Read More5 Stretches You Can Do (In Bed!) To Start Your Day Right
Follow the instructions below to try a stretch routine you will be sure to say is a great way to start your day.
Read MoreKeep Your Umbrella Handy
Individuals with high net worth, or even those who are perceived to be wealthy, may be more at risk of being sued. What can you do to put an extra layer of protection between your assets and a potential lawsuit?
Read MoreConquer Your F-E-A-R's
Have you ever heard the notion that most fears are nothing more than False Expectations Appearing Real? Oftentimes, when we are afraid of something, we are simply expecting a false (oftentimes negative) outcome that may or may not occur.
Read MoreHow much will Americans spend on Halloween?
The answer might scare you - over $10 BILLION!
Read MoreNever Underestimate Small Acts Of Kindness
Sometimes it is the smallest things that mean the most, and yet most of us underestimate the power of reaching out to an old friend or giving away a cup of hot chocolate in a park.
Read MoreYour Emergency Fund: How Much Is Enough?
How large should an emergency fund be? There is no “one-size-fits-all” answer.
Read MoreWellness - It's What We're About
While GTS Financial focuses on helping you navigate your financial life, we also hope to positively influence and encourage your overall well-being.
Read MoreCheck Out This Estate Planning Checklist
The value of having an estate plan can hardly be understated. A plan is necessary to help manage the wealth you accumulate over a lifetime and ensure your loved ones are cared for and supported for years to come.
Read More"Unretiring" To Stay In The Game
Knowing when it’s the right time to retire can be difficult, especially if you love your job. Even professional athletes have a hard time knowing when to walk away!
Read MoreWhen Back To School Means Back To Screens
September is traditionally known as Back to School Season. All the kids are hot to trot with their new backpacks, notebooks, and gym shoes...but for many, this time of year also implies a sharp increase in time spent on screens.
Read MoreRecent Legislative Happenings
Last week, President Biden announced a three-part plan to make good on his campaign promise to help cancel some student debt for working and middle-class federal student loan borrowers in the wake of the pandemic...
Read MoreThe Power of Vulnerability
Watch researcher Brené Brown speak on vulnerability and perhaps gain some insight into how being authentically you can strengthen your relationships and foster a belief within yourself that you are worthy of deep connection with others.
Read MoreStaying in Balance
"Everything we do relies heavily on our ability to balance, yet maintaining physical balance skills is one of the most underrated aspects of well-being and one of the easiest to improve upon."
Read MoreWhen Should My Child Get a Debit Card?
Teaching financial responsibility to children is a foundational goal that most parents have, but it can be hard to know where and when to start.
Read MoreManaging the Risk of Outliving Your Money
"What is your greatest retirement fear?" If you ask some pre-retirees this question, "outliving my money" may be one of the top answers. In fact, 42% of workers say they fear outliving their savings and investments.
Read MoreTry Something New for 30 Days - Tell Us How it Goes!
Is there something you've always wanted to do or meant to do, but just….haven't?
Read MorePermanent Change is Evolutionary, not Revolutionary
Most Americans know the fundamentals of good health: exercise, proper diet, sufficient sleep, regular check-ups, and no smoking or excessive alcohol. Yet, despite this knowledge, changing existing behaviors can be difficult.
Read MoreCaring for Aging Parents
As our nation ages, many Americans are turning their attention to caring for aging parents.
Read MoreStand Up to "Shrinkflation"
Manufacturers are hiding inflation in plain sight- read the following tips for steeling yourself against shrinkflation.
Read MoreThe Five W's Guide to Summer Skin Care
Read on for your who-what-where-when-why guide to treating your skin right this summer!
Read MoreEnjoy Less Stress and More Success on Your Summer 2022 Family Vacation
Vacations are supposed to be fun for the whole family, so before you pack your bags, take a moment to read these creative tips from Aha! Parenting to maximize the joy and minimize the tears and tantrums on your next vacation.
Read MoreMarket Snapshot - June 7, 2022
Comments on an uncertain market, strong job growth, and investor sentiment.
Read MoreWhy Freeze Your Credit?
Not so long ago, locking your car doors and installing a home security system were considered gold standards to protect yourself against theft. As the world evolves, we need different strategies to mitigate the threats we cannot see.
Read MoreWant Resilience? Say Yes.
No one likes to fail, but perhaps by reframing failure as an opportunity to build resilience, we might be inspired to chase after more of the things we really want in life.
Read More6 Eco-Friendly Earth Day Tips You Haven't Heard Already
Everyone has already heard to plant a tree and recycle, so we thought it might be fun to share some out-of-the-box eco-friendly tips to challenge you to find new ways to shrink your carbon footprint this Earth Day (and beyond!)
Read MoreDesign A Self-Care Plan That Actually Fits Your Life
When people hear the words "self-care," their minds go straight to the extra luxuries they rarely have time for - a pedicure, or a weekend getaway. What many of us don't realize, however, is that self-care encompasses a lot more than that.
Read MoreThe Risks of Cryptocurrency
Like many Americans, you probably saw a few Super Bowl advertisements for the cryptocurrency industry this year. Before you dive in, you should know that cryptocurrency is inherently risky.
Read MoreIs Caffeine the Solution, or the Source of your Headaches?
With close to 90% of the U.S. population consuming at least one caffeinated beverage per day, caffeine is easily America's most popular drug. Learn more about how much is too much and how you might know.
Read MoreWant More? Try Less.
Since we here at GTS Financial are always interested in ways to do more good, for more people, for more time, we thought we'd share this video about the Science of Less.
Read MoreHow To: Podcast (Plus GTS Podcast Picks!)
Podcasts are a medium of audio entertainment, with an immense and diverse library of shows available to pique anyone's interest. Read on for tips to get listening, and a few podcast picks from your GTS Financial team!
Read MoreWhat If I Get Audited?
“Audit” is a word that can strike fear into the hearts of taxpayers. However, the chances of an Internal Revenue Service audit aren’t that high. Read on to learn more!
Read MoreStaying Mentally Sharp at Every Stage of Life
Read this for a list of lifestyle tips and fun activities you can employ today to stay mentally sharp and get the most out of your tomorrows.
Read MoreQuiver the Second Arrow- The Paradoxical Power of Self-Compassion
While we can't always control the circumstances we are in, it can be helpful to shift to the controllable- how we respond. Read on for a list of some of the top scientifically-established benefits of self-compassion.
Read MoreGrant and Tyler take on 5 Personal Finance Myths
You may be carrying around an outdated or completely counterfactual idea that you heard or read somewhere. Read on to see 5 Personal Finance Myths and learn what our very own GTS Financial advisors have to say about them.
Read MoreNew Year, New You? Don't let the Fresh Start Effect Backfire on You.
Does the Fresh Start Effect work? Well, sort of. We are sharing some of the lesser-known "Dos and Don'ts" for successful Resolution-Keeping.
Read MoreGTS Financial featured in Advisors Magazine
Advisors Magazine recently reached out to us looking to feature GTS in their January edition. They interviewed us to learn more about what makes GTS Financial one-of-a-kind.
Read MoreJoin our Healthy Living Challenge
For the month of January, we decided we'd like to collectively carve out some time each week to get a healthy head start to the new year and we invite you to join us!
Read MoreDon't Put Off Reading This- Your 2022 Guide to Procrastination Elimination..or at least minimization
December has been declared Procrastination Awareness Month - read on to learn more about why we procrastinate how to do it less in 2022.
Read MoreMore Than Just Your Two Front Teeth - Treat your pearly whites well this holiday season.
Did you know that your oral health is intricately associated with your overall health? Read on for some tips to keep your teeth happy this holiday season and beyond!
Read MoreMore Money, More Happiness?
Does money buy happiness? For such a simple question, the answer is nuanced and ever-updating. Read on to learn more about what the latest research is saying and to find out how to spend your money to maximize happiness.
Read MoreDon’t Be Your Own Worst Enemy
We all have emotions and biases that affect our decision-making. Let’s take a quick look at a few of the human emotions and biases that can adversely impact sound investment decision-making.
Read MoreMaximize Your Charitable Impact on Give to the Max Day
This November as we prepare to celebrate and reflect on all that we are grateful for, don't forget to mark your calendars for the Thursday before Thanksgiving - Give to the Max Day!
Read MoreGrow Your Gratitude Muscles
In honor of Thanksgiving just around the corner, this November we want to help you flex your gratitude muscles so that you can be at your peak gratitude fitness. Here is your GTS Financial GTP (Gratitude Training Plan)!
Read MoreVolunteering for Mental Health
There are plenty of altruistic reasons to volunteer, but it's not just your community that wins when you donate your time to others.
Read MoreFinancial Strategies for Women
Forty-four percent of American women are the primary breadwinner in their house. Yet only 10% of women feel very confident in their ability to fully retire with a comfortable lifestyle.
Read MoreTips and Tricks to Cut Down on Impulse Spending
Even the most financially disciplined of us can fall victim to a well-timed advertisement or buy something in the moment that we later regret. 5 Tips to be more intentional about your purchases and reach your financial goals faster.
Read MoreExtra! Extra! Potential Tax Law Changes Ahead!
The American Families Plan - a potential bill introduced to congress - has been making headlines in the financial planning world as there are several changes that could impact many people.
Read MoreSeasonal Affective Disorder - (SAD)
As the seasons start to change every year, millions of Americans face a noticeable shift in their temperament and emotional wellbeing. Fortunately, there is hope to combat these negative feelings.
Read MoreSocial Security Trust Fund - Out of Money?
The US Department of the Treasury's annual report said that the Social Security trust fund will run out of money in 12 years, one year sooner than expected.
Read MorePower-Packed Pumpkin Spice
Cinnamon, Nutmeg, Ginger, and Allspice, the spices typically used in a Pumpkin Spice blend, individually each have some excellent health benefits and are delicious. They are power-packed when combined.
Read MoreSeptember is Life Insurance Awareness Month
If your family relies on your income, it’s critical to consider having enough life insurance to provide for them after you pass away. But too often, life insurance is an overlooked aspect of personal finances.
Read More78 Science Backed Benefits of Weightlifting
80% of adults are not engaging in enough physical activity to reach prescribed guidelines and full health benefits of exercise! Discover some of the benefits weightlifting could add to your life.
Read MoreGuided Gratitude Practice- What is it?
Gratitude is one of our core values at GTS Financial. We take time to cultivate an attitude of gratitude in our personal lives, in our company culture, and with our clients.
Read MoreAn Increase in Social Security?
The news keeps getting better for Social Security recipients. It's now projected that benefits will increase 6.1% in 2022, up from the 4.7% forecast just two months ago.
Read MoreHow Much Are Gold Medals Worth?
The 2020 Tokyo Olympics wrap up with closing ceremonies on August 8, which leads many to wonder: what exactly goes into a gold medal, and how much are they worth?
Read More"Is Success Luck or Hard Work?"
Is Success Luck or Hard Work? The answer may surprise you!
Read MoreIncreasing Cognitive Function: Can Exercise Help?
Most of us understand that moving our bodies is a necessary component of taking care of our health. Additionally, exercise may help boost cognitive function.
Read MoreMid-Year Financial Checkup
While there’s still plenty of time to enjoy the rest of summer, we encourage you to slow down and check up on your financial well-being.
Read MoreCars Always Depreciate, Right?
When you buy a car, you assume that when you sell that car some years down the road, you'll get less than you paid. That's usually correct, but not always!
Read MoreIn Hindsight - It's All Good!
Have you ever been in a situation that, at first, seemed hopeless, terrible, or insurmountable...but when you looked back on it later, you saw all the beautiful things about it? 😊
Read More"Great Leaders Live Like Drug Addicts"
"Great Leaders Live Like Drug Addicts" From a homeless drug addict to a successful CEO. This story caught the attention of the owners at GTS Financial. During a team meeting, we watched this TED Talk & reflected on these three principles!
Read MoreGains, Jobless Claims, & Inflation
Solid Gains Stocks rallied, at the end of May, on renewed confidence in the economic recovery, lower inflation worries, and rising comfort with Fed officials talking about the potential for easing of its monthly bond purchases.
Read MoreInflation Deflates Social Security Benefits
Inflation Deflates Social Security Benefits Inflation caused Social Security benefits to have a 30% loss of buying power since 2000.
Read MorePillars of Health Series - 3 of 3
It’s here...the last Time to Connect post from the three Pillars of Health series! We’ve checked off nutrition and mental stimulation. Today we’ll be focusing on physical activity. Can you spare 7-min a day?
Read MorePillars of Health Series - 2 of 3
In the last Time to Connect post, we talked about three of the most important pillars of health for us as humans: nutrition, mental stimulation, & physical activity. This week, we’re focused on mental stimulation.
Read MoreYoung Advisors To Watch
TruMix Advisers (Formerly GTS Financial) is excited to announce that FA Magazine, a prominent financial planning industry publication, has selected Grant Meyer as one of their 10 "Young Advisors To Watch!"
Read MorePillars of Health Series - 1 of 3
The next three Time to Connect posts share a common theme involving three of the most important pillars of health for us as humans: nutrition, mental stimulation, & physical activity. Checking in on these principles is a healthy practice.
Read MoreCircling Back on Gratitude!
We believe that gratitude is one of the keys to being happy. So, this week we’re circling back! Let’s talk gratefulness! When you ask yourself what you’re grateful for, your brain automatically shifts focus to the positive!
Read MoreHelpful Retirement Strategies for Women
Preparing for retirement can look a little different for women than it does for men. Although stereotypes are changing, women are still more likely to serve as caretakers than men are, meaning they accumulate less income and benefits...
Read MoreApproach the Day: Positive & Self-Aware
We are fans of approaching each day with both positivity and self-awareness. We think it’s important to end each day by asking ourselves, “How did I act today and did I give this day my all?” Winston Churchill...
Read MoreThe Pandemic - Has it only been a year?
Has it only been a year? In some ways it feels like it has been several years since the pandemic began and since the market was free falling. The reality though is just over one year ago, the S&P 500 index closed at a low point of 2...
Read MoreHow to Conquer The World: 5 Financial Strategies for Savvy Single Women
Here are 5 Financial Tips for Savvy Single Women to celebrate International Women's Day!
Read MoreShould retirees own GameStop in their portfolio?
What’s going on with GameStop and other “meme stocks”? The mix of social media, mobile trading apps, and free trading have revolutionized some aspects of the market. Should retirees consider adding GameStop or meme...
Read MoreMarket Snapshot
Bull Market Takes a Breather On Monday, January 25, the S&P 500 and NASDAQ Composite overcame early losses to post new all-time highs.4 Stocks rode a roller coaster on Wednesday, falling sharply despite above-consensus earnings...
Read MoreNegotiation tips to save you money
Four tips to help you save money Whether shopping in person or online, there are some easy ways you can save some money. Read on to discover four tips to try before you swipe that card. #1 - It’s too obvious to work: After...
Read MoreJanuary 4, 2021 - The Year in Review
The Week on Wall Street Stocks moved higher during a holiday-shortened week of trading, capping off a turbulent, but otherwise strong year for equity investors. The Dow Jones Industrial Average gained 1.35%, while the Standard &...
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