Combating Fraud: Four Tips to Stay Safe

Combating Fraud: Four Tips to Stay Safe

February 02, 2024

Combating Phone Fraud: What Not to Share Over the Phone

You might receive phone calls from individuals claiming to represent a company or an organization, asking for your personal information. This is a common method used by fraudsters. It's essential never to disclose the following information over the phone:

  • Social Security Number
  • Bank account or credit card details
  • Personal Identification Numbers (PINs)
  • Passwords

Remember, legitimate organizations will never ask for these details over the phone. If you suspect a fraudulent call, hang up immediately. Stay safe and secure.

Understanding Identity Theft And How To Protect Yourself

Identity theft is a serious crime that can significantly impact your life. It involves criminals stealing your personal information to commit fraud.

Here are some tips to help protect yourself from identity theft:

  • Always secure your personal documents and shred them before disposal.
  • Regularly review your financial accounts and billing statements.
  • Use strong, unique passwords for your online accounts.
  • Be cautious of emails and messages asking for personal information.

Stay vigilant of potential identity theft.

Freezing Your Credit Score: A Powerful Tool Against Fraud

Freezing your credit score can be a powerful tool to protect yourself from identity theft. It restricts access to your credit report, which makes it harder for thieves to open new accounts in your name.

Here are the steps to freeze your credit:

  • Contact the three major credit bureaus (Experian, TransUnion, and Equifax).
  • Request a credit freeze.
  • Keep your PIN or password information secure.

Remember, you can unfreeze your credit if you need to apply for credit or a loan.

Text Message Scams

Text message scams, also known as Smishing, are another tactic used by fraudsters. These messages often appear to be from a trusted source and may ask for personal information or direct you to click on a link.


  1. Never click on links from unknown sources.
  2. Don't reply to the text, even to stop future messages.
  3. Report the text to your mobile carrier and then delete it.

Stay vigilant and protect yourself from these scams.