Pre-Retirees

We help you prepare for retirement with intention and clarity—so you can transition confidently into the next chapter.

Support for Evolving Financial Journeys

We believe financial planning starts with understanding your family—your values, your goals, and the life you’re building. Whether you're thinking about future flexibility, managing income shifts, or preparing for major decisions, we’re here to help you make sense of it all.

Real Conversations. Real Support.

We want to talk with you about what’s important—your family, your future, and your finances. We like to say we help with "all things money", from investment strategy and tax planning to lifestyle transitions and legacy conversations.

Preparing for What’s Next

As your family approaches a new financial chapter, every decision matters. At TruMix Advisors, we help households align their financial strategy with the realities of transitioning into retirement—so your next phase is built on clarity and confidence.

Here’s how we support families planning ahead:

Map Out Future Income Sources – Coordinate investment accounts, pensions, and Social Security timing to support lifestyle goals
Optimize Tax Efficiency – Strategize future tax liability across accounts, income types, and withdrawal strategies
Covering the Bases – Evaluate life, health, property, and long-term care policies to ensure your coverage aligns with your financial goals and family needs
Simplify Cash Flow Management – Balance spending, saving, and gifting with confidence
Protect What You’ve Built – Review and or establish an estate plan, insurance, and legal structures to safeguard your family’s values and assets
Plan for Legacy and Giving – Structure charitable giving and inheritance plans that reflect your intentions
Support Career and Lifestyle Shifts – Navigate part-time work, changes in expenses, or relocation with financial clarity
Making Timely Decisions – Get responsive guidance when opportunities or challenges arise—not just during annual reviews

At TruMix Advisors, we build financial plans that reflect your life, your values, and your vision for the future—so you can move forward with clarity and purpose.

Ready to Meet?

Learn more

Got Questions?

Retirement Planning — FAQ

Common questions about how TruMix helps pre-retirees plan with intention — and what a truly comprehensive approach to retirement looks like.

How do I know if I’m actually ready to retire — financially and otherwise?

Retirement readiness is about more than hitting a number. We help you evaluate your income sources, spending needs, tax exposure, insurance gaps, and lifestyle goals together — so you can make a confident, well-informed decision rather than guessing. Our comprehensive financial planning process is designed to give you that full picture.

What about taxes in retirement — will I pay more than I expect?

Many people are surprised by their tax bill in retirement. Required minimum distributions, Social Security taxation, and investment income can add up in ways that feel unexpected. We can build proactive, multi-year tax strategies designed to reduce your exposure over time — including Roth conversions, planning which accounts to draw from first, and other opportunities that are easy to miss without a dedicated advisor.

I’m planning on working part-time during retirement. Can you plan around this?

Part-time work in retirement can be a great way to stay engaged, ease into a slower pace, and supplement your income while your savings continue to grow. But it does introduce planning considerations worth thinking through carefully — like how earned income affects your Social Security benefits, your tax situation, and when it makes sense to start drawing from your accounts. We’ll build your plan around the full picture of how you want retirement to actually feel, not just a fixed end date. Schedule a Discovery Meeting to talk through your vision.

How do you help protect what I’ve built — and make sure it lasts?

Protecting your wealth can be just as important as growing it. We review your insurance coverage — life, health, property, and long-term care — to make sure it aligns with where you are now, not where you were years ago. We also help you think through what happens to your money and your belongings when you’re gone — and whether any plans you’ve already made still reflect what you actually want. If you haven’t started that conversation yet, that’s okay too — we’ll help you figure out where to begin. Let’s talk about protecting your future.

Free eBook: Unlocking The Treasures to Financial Wellness

Bearing the news about the nation’s financial and physical wellness isn’t always a welcome task. While finances and health may seem unrelated, the two are often closely intertwined, especially in the U.S.’s bustling, free-flowing marketplace where rising health-care costs sometimes take center stage.

Get Your Free Copy

What We Do

Financial Life Planning

Investing

Our Fee

Tax Planning

All of our advisors are CERTIFIED FINANCIAL PLANNER^® professionals who act as fiduciaries—meaning they’ve met rigorous education, experience, and ethical standards, and are committed to putting your best interests first. It may be surprising, but not all "financial advisors" meet this standard. We don’t sell insurance or earn commissions.

What is a CFP? (Click to learn more)

TruMix Advisors began with a bold idea to be a guide for people to not simply get rich but to find their reason for being.

Discover personalized financial advice tailored to your unique needs.

Experience the difference of having an advisor who truly works for you, not a sales company.

Start making meaningful progress and finding purpose with your money today.